Middle-class home buyers get clarity to avail loan subsidy under Pradhan Mantri Awas Yojna – ET RealEstate

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MUMBAI: The Centre has decided to extend the timeline for availing interest subsidy of around Rs 2.6 lakh on home loans under the Pradhan Mantri Awas Yojana (Urban) by the middle income groups.

The Indian government launched Pradhan Mantri Awas Yojana (PMAY) in 2015 with the aim of providing affordable housing for all by 2022.One of the most talked-about components of this initiative is the Credit-Linked Subsidy Scheme, which enables beneficiaries of the scheme to get a subsidy on their home

Home loan EMIs under Pradhan Mantri Awas Yojana for middle-income groups: eligibility, interest, preference to women. The total interest subsidy to be paid under MIG group for loan up to Rs 9.

All middle-class homebuyers with annual incomes of above Rs 6 lakh and up to Rs 18 lakh per year will be eligible for receiving interest subsidy on housing loans taken in 2017 Not only poor, but the middle class is also on top of our PM’s agenda.

Middle-class home buyers get clarity to avail loan subsidy under Pradhan Mantri awas yojna. interest subsidy will be provided on home loans for construction or purchase of house with carpet area of 90 square meters by those earning up to Rs 12 lakh per annum and of 110 sqm by those earning up to Rs 18 lakh per year.

Our honourable prime minister Shri Narendra Modi, recently shared his vision of housing for all by the year 2022, through the "Credit Linked Subsidy Scheme" (CLSS) under Pradhan Mantri Awas Yojana (PMAY). We at ICICI Bank are pround to offer the "Credit Linked Subsidy Scheme" under Pradhan Mantri Awas Yojana.

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Pradhan Mantri Awas Yojana (PMAY) – Credit Linked Subsidy Scheme ( CLSS) Eligibility The beneficiary family should not own a pucca house in his/her or in the name of any member of his/her.

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Government loan up to 6 Lac for the period of 15 years or less will be provided for affordable housing. In addition to subsidy amount you can also avail home loan with a lower interest rate under this scheme. The subsidized interest rate under this scheme is 6.5%.